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1010 LG Mortgage Foreclosures

10-068723 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,200.00 MORTGAGOR(S): Mark A Turner and Heidi E Turner, Husband and Wife MORTGAGEE: Town and Country Credit Corp LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Town and Country Credit Corp SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed October 7, 2005, Chisago County Recorder, as Document Number A-457778 ASSIGNMENTS OF MORTGAGE: Assigned to: Ameriquest Mortgage Company; Dated: April 15, 2008 filed: April 28, 2008, recorded as document number A-497610; thereafter assigned to Mortgage Electronic Registration Systems, Inc. dated April 15, 2008 and recorded April 28, 2008 as document number A-497612, thereafter assigned to U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE5 dated May 18, 2012, thereafter Corrective Assignment of Mortgage filed to correct the assignee to U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE5 dated November 9, 2012 recorded November 30, 2012 as document number A-551765. LEGAL DESCRIPTION OF PROPERTY: The South 100 feet of the following described property, to wit: All that part of the SW 1/4 of SW 1/4 of Section 32, Township 34 North, Range 19 West, Chisago County, Minnesota described as follows. Commencing at the SE corner of said SW 1/4 of SW 1/4 of Section 32; thence North 0 degrees 00 minutes along the East line thereof, 717 feet to the point of beginning, thence continuing North 0 degrees 00 minutes, along said East line 305.7 feet to the point of intersection thereof with the Easterly line of a public road; thence South 36 degrees West, along said Easterly road line, 375.4 feet to the point of intersection thereof with a line that bears North 89 degrees 29 minutes West from the point of beginning; thence South 89 degree 29 minutes East, along said line 220.7 feet to the point of beginning PROPERTY ADDRESS: 30153 Redfield Blvd, Shafer, MN 55074 PROPERTY IDENTIFICATION NUMBER: 18 00048 00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $225,537.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 20, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on September 20, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 28, 2013 U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE5 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW February 6, 13, 20, 27, March 6, 13, 2013 3284198


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE Date: January 24, 2013 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated May 13, 2005, executed by Houle Enterprises, LLC, a Minnesota limited liability company, as Mortgagor, to Wells Fargo Bank, National Association, as Mortgagee, and filed for record June 14, 2005, as Document No. A-450920, in the office of the County Recorder of Chisago County, Minnesota. The land described in the Mortgage is not registered land. 2. The original principal amount secured by the Mortgage was $508,500.00. 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. No mortgagor has been released from financial obligation on the mortgage. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $432,078.99. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Unit 3, Common Interest Community Number 35, East Viking Commons Business Condominium, Chisago County, Minnesota will be sold by the Sheriff of Chisago County, Minnesota, at public auction on April 4, 2013 at 10:00 a.m. at the office of the Chisago County Sheriff, 313 North Main Street, Room 100, Center City, Minnesota. 8. The mortgagor must vacate the property on or before 11:59 p.m. October 4, 2013, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032. 9. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is 6 months after the date of sale. 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Foreclosure Data required by Minn. Stat. Sec. 580.025 1.Property Address: 26699 Faxton Avenue, Wyoming, Minnesota 55092 2.Transaction Agent: Not Applicable 3.Name of Mortgage Originator (Lender): Wells Fargo Bank, N.A. 4.Residential Servicer: Wells Fargo Bank, N.A. 5.Tax Parcel Identification Number: 21-00146-05 6.Transaction Agent's Mortgage ID Number: Not Applicable Wells Fargo Bank, National Association Attorneys for Mortgagee Mark D. Stephenson STEPHENSON, SANFORD, THONE PIERSON & STREAN, P.L.C. Suite 220, 1905 East Wayzata Boulevard Wayzata, MN 55391 (952) 404-2100 File No. 7-2882 Published in the ECM POST REVIEW February 6, 13, 20, 27, March 6, 13, 2013 3287216


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,720.00 MORTGAGOR(S): Amanda J. Moreno and Alejandro Moreno Jr., wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC, its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: November 02, 2004 Chisago County Registrar of Titles Document Number: T-16928 ASSIGNMENTS OF MORTGAGE: And assigned to: WELLS FARGO BANK, N.A., AS TRUSTEE FOR HOLDERS OF IMPAC SECURED ASSETS CORP., MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-4 Dated: September 04, 2012 Registered: September 12, 2012 Chisago County Registrar of Titles Document Number: T-22765 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910002835912 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 4496 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 31105 Ferris Trl, Stacy, MN 55079-4542 Tax Parcel ID Number: 19.00184.22 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Two (2), of Sherman Oaks Plat 3, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for Chisago County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,772.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 21, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 23, 2013, or the next business day if September 23, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 06, 2013 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR HOLDERS OF IMPAC SECURED ASSETS CORP., MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026548F01 Published in the ECM POST REVIEW February 6, 13, 20, 27, March 6, 13, 2013 3289460


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,500.00 MORTGAGOR(S): Gina Grand and Peter C.E. Grand, wife and husband MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: November 30, 2007 Chisago County Registrar of Titles Document Number: T-19704 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 4874.0 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 5968 Chippewa Trl, North Branch, MN 55056-6953 Tax Parcel ID Number: 11-00942-00 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block One (1), in Northwood Plat 3, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for Chisago County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $233,523.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 21, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 23, 2013, or the next business day if September 23, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 06, 2013 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026670F02 Published in the ECM POST REVIEW February 6, 13, 20, 27 March 6, 13, 2013 3290191


1010 LG Mortgage Foreclosures

STATE OF MINNESOTA COUNTY OF CHISAGO CASE TYPE: FORECLOSURE/CONTRACT DISTRICT COURT TENTH JUDICIAL DISTRICT Court File No. 13-CV-12-827 NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE (Real Property) Central Bank, as successor in interest to The RiverBank, Plaintiff, vs. Mikbrico, LLP; Michael E. Muske; XYZ Corporation; ABC Partnership; John Doe and Mary Rowe, Defendants. NOTICE IS HEREBY GIVEN, that under and by virtue of the Findings of Fact, Conclusions of Law, and Order for Judgment, Decree of Foreclosure and Appointment of Receiver entered in the above-entitled action on the 18th day of December, 2012, a certified copy of which has been delivered to me, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due said Plaintiff in the above-entitled action from said Defendants Mikbrico, LLP and Michael E. Muske, jointly and severally; and that Rick Duncan, the undersigned Sheriff of Chisago County will sell at public auction, to the highest bidder, for cash, on the 21st day of March, 2013, at 10:00 a.m., in Room 100 of the Chisago County Sheriff's Office, Chisago County Government Center, 313 North Main Street, in the City of Center City, in said County and State, the premises and real estate located in Chisago County, Minnesota and described in said Order, to-wit: Those parts of Lots 24, 25 and 26, Chisago Beach, according to the recorded plat thereof, Chisago County, Minnesota, lying southwesterly of the following described line: Commencing at the northeast corner of Lot 25; thence westerly along the north line of Lot 25, a distance of 87.22 feet to the point of beginning of the line to be described; thence deflecting to the left 90 degrees 00 minutes 00 seconds, a distance of 232 feet, more or less, to the south line of Lot 26, and said line there terminating, which lies northeasterly of the following described line: Commencing to the northeast corner of Lot 24; thence westerly along the north line of said Lot 24, a distance of 36.66 feet to the point of beginning of the line to be described; thence deflecting to the left 90 degrees 00 minutes 00 seconds, a distance of 282 feet, more or less, to the south line of Lot 25 and said line there terminating. Commonly known as: 11183 Lake Boulevard, Chisago City, Minnesota, 55013. Tax Parcel Number: 13-00131-00 THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 4, 2013 RICK DUNCAN CHISAGO COUNTY SHERIFF By: /s/ Captain Keith J. Hoppe THIS INSTRUMENT WAS DRAFTED BY: William P. Wassweiler (MN #0232348) Lindquist & Vennum L.L.P. 4200 IDS Center 80 South Eighth Street Minneapolis, MN 55402 (612) 371-3211 Published in the ECM POST REVIEW February 6, 13, 20, 27, March 6, 13, 2013 3290754


1010 LG Mortgage Foreclosures

12-088370 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 8, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,500.00 MORTGAGOR(S): Robert J. Robinette and Tamra M. Robinette, husband and wife MORTGAGEE: Option One Mortgage Corporation LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Option One Mortgage Corporation SERVICER: Homeward Residential, Inc. DATE AND PLACE OF FILING: Filed September 28, 2005, Chisago County Recorder, as Document Number A457201 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2005-5, Asset-Backed Certificates, Series 2005-5 LEGAL DESCRIPTION OF PROPERTY: The East 260 feet of the South 250 feet of the Northeast Quarter of the Northwest Quarter (NE1/4 of NW1/4) Section Thirty-six (36) Township Thirty-seven (37), Range Twenty-two (22) PROPERTY ADDRESS: 3760 Rush Point Dr, Rush City, MN 55069 PROPERTY IDENTIFICATION NUMBER: 06.00737.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $198,631.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 3, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 3, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 31, 2013 Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2005-5, Asset-Backed Certificates, Series 2005-5 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW February 13, 20, 27, March 6, 13, 20, 2013 3289027


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 MORTGAGOR(S): Jennifer M. Muellner and Michael M. Thompson, both single persons MORTGAGEE: Community Lenders, Inc, a Minnesota Corporation DATE AND PLACE OF FILING: Recorded on June 23, 2005 in the Office of the Chisago County Recorder as Document Number A451497. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.by written assignment recorded on June 23, 2005 as Document Number A451498 in the Office of the County Recorder of Chisago County, Minnesota; thereafter assigned to Wells Fargo Bank, N.A. by written assignment recorded on August 13, 2012 as Document Number A547480 in the Office of the County Recorder of Chisago County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Part of the Southwest Quarter (SW 1/4) of the Southeast-Quarter (SE 1/4) of Section 17, Township 35, Range 21 described as follows: Beginning at the SE corner of said SW 1/4 of SE 1/4, thence North on the East line of said SW 1/4 of SE 1/4 a distance of 299.5 feet; thence West parallel with the South line of said SW 1/4 of SE 1/4 a distance of 142 feet; thence South parallel with the East line of said SW 1/4 of SE 1/4 a distance of 299.5 feet; thence East along the South Section line 142 feet to the place of beginning; EXCEPTING THEREFROM: The South 150 feet thereof; Together with a non-exclusive roadway easement over and across the South 299.5 feet of Avenue "D" of Trinity Lutheran Cemetery. Together with a non-exclusive utility easement to install, maintain and repair utilities in, over and across the West 40 feet of the above described exception; Together with an easement to leave the existing sewer, water and gas lines in place as they presently exist, to allow repair and maintenance on same through said above described exception; however, should replacement of any utilities become necessary, the new lines are to be installed within the confines of the 40 foot utility easement noted above; all located in North Branch in Chisago County, Minnesota. STREET ADDRESS OF PROPERTY: 6024 CEDAR ST, NORTH BRANCH, MN 55056-5768 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $132,650.46 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 3, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 3, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 4, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-0050-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6024 CEDAR ST NORTH BRANCH, MN 55056-5768 (2) Transaction Agent Community Lenders, Inc, a Minnesota Corporation (3) Name of Mortgage Originator (Lender) Community Lenders, Inc, a Minnesota Corporation (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 16.00049.00 (6) Transaction Agent`s Mortgage ID Number (MERS number) 100162500041282089 Published in the ECM POST REVIEW February 13, 20, 27, March 6, 13, 20, 2013 3291206


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,000.00 MORTGAGOR(S): Dustin Hejny, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: December 10, 2007 Chisago County Recorder Document Number: A493122 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: October 28, 2010 Recorded: November 02, 2010 Chisago County Recorder Document Number: A527049 And Corrective Assignment Recorded: August 08, 2012 Chisago County Recorder Document Number: A547331 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402073585998 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 7471 386th St, North Branch, MN 55056-5994 Tax Parcel ID Number: 16-00561-36 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Casselberry Ponds 10th, Chisago County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $218,531.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 28, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 30, 2013, or the next business day if September 30, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 13, 2013 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017645F02 Published in the ECM POST REVIEW February 13, 20, 27, March 6, 13, 20, 2013 3291675


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $292,000.00 MORTGAGOR(S): Jeffrey D. Risch and Lynda Z. S. Risch, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for USA Funding Corporation, a Wisconsin corporation DATE AND PLACE OF FILING: Filed November 6, 2006, Chisago County Recorder; Document No. A-477170 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2007-WFHE1, Asset-Backed Pass-Through Certificates, Series 2007-WFHE1 by written assignment recorded on November 7, 2011 as Document Number A538010 LEGAL DESCRIPTION OF PROPERTY: The South 330 feet of the Southeast Quarter of the Southeast Quarter (SE 1/4 of Southeast 1/4) of Section 9, Township 36, Range 22 STREET ADDRESS OF PROPERTY: 45994 Cambridge Drive, Harris, MN 55032-3844 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $330,599.71 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 3, 2013 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 3, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: JEFFREY D. RISCH AND LYNDA Z. S. RISCH "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 5, 2013 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR CITIGROUP MORTGAGE LOAN TRUST 2007-WFHE1, ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2007-WFHE1 Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E5912) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 45994 Cambridge Drive, Harris, MN 55032-3844 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for USA Funding Corporation, a Wisconsin corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for USA Funding Corporation, a Wisconsin corporation (4) Residential ServicerWells Fargo (800) 868-0043 (5) Tax Parcel Identification Number 03-00119.00 (6) Transaction Agent's Mortgage ID Number (MERS number) 100272406100252376 Published in the ECM POST REVIEW February 13, 20, 27, March 6, 13, 20, 2013 3292212


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2009 MORTGAGOR: Anthony E. Markel and Lisha S Markel, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 8, 2009 Chisago County Recorder, Document No. A-511979. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated April 20, 2012 Recorded May 10, 2012, as Document No. A-544307. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1004449-0000060499-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First State Bank of Wyoming RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 120 East Dickens Street, Rush City , MN 55069 TAX PARCEL I.D. #: 17.00006.56 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 4, Rush Creek Estates, Chisago County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,120.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$148,436.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 5, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 7, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 31, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-007181 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW February 13, 20, 27, March 6, 13, 20, 2013 3297370


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2006 MORTGAGOR:Steven G. Gorsuch and Jacqueline D. Gorsuch, husband and wife. MORTGAGEE:CitiBank, N.A. S/B/M with CitiCorp Trust Bank, FSB. DATE AND PLACE OF RECORDING: Recorded August 2, 2006 Chisago County Recorder, Document No. A-472796. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Dated October 2, 2012 Recorded October 11, 2012, as Document No. 549729. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiCorp Trust Bank, FSB RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 38932 Grand Avenue, North Branch, MN 55056 TAX PARCEL I.D. #: 16.00198.30 LEGAL DESCRIPTION OF PROPERTY: That part of the South 82.5 feet of Lots 8, 9, and 10, Block 1, North Branch, Lying Easterly of the West 27 feet of Lot 8 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $263,281.02 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $250,556.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 5, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 7, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 28, 2013 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004672 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW February 13, 20, 27, March 6, 13, 20, 2013 3297611


1010 LG Mortgage Foreclosures

12-089047 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,069.00 MORTGAGOR(S): Lakisha Smolke, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020000451981082 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed October 2, 2009, Chisago County Recorder, as Document Number A-514797 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: January 25, 2013 LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) of Section Twelve (12), Township Thirty-four (34) North, Range Twenty-one (21) West, Described as follows: Commencing at the Southwest corner of the Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) of Section 12; thence Northerly along the West line of said Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) a distance of 350 feet to the point of beginning; thence Easterly, parallel with the North line of said Southwest Quarter of the Northeast Quarter (SW 1/2 of NE 1/4) a distance of 622.285 feet; thence Northerly, parallel with the West line of said Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) a distance of 350 feet; thence Westerly, parallel with the North line of said Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) a distance of 622.285 feet to the West line of the Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) of Section 12; thence Southerly along said West line a distance of 350 feet to the point of beginning. PROPERTY ADDRESS: 34633 Kable Avenue, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 05.00159.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $127,393.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 10, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 10, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 7, 2013 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW February 20, 27, March 6, 13, 20, 27, 2013 3295626


1010 LG Mortgage Foreclosures

11-076750 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 5, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Eric J. Bergum and Jodi L. Bergum, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed April 20, 2004, Chisago County Recorder, as Document Number A-427171 ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee; Dated: January 30, 2012 filed: July 26, 2012, recorded as document number A-546843; thereafter Corrective Assignment of Mortgage filed to correct the assignee to The Bank of New York Mellon Trust Company, National Association FKA The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A., as Trustee for RFMSI 2004-S6 dated October 2, 2012 and recorded October 30, 2012 as document number A-550613. MORTGAGE ORIGINATOR: Not Applicable TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE ID NUMBER: 100062604201188465 SERVICER: GMAC Mortgage, LLC LENDER: Homecomings Financial Network, Inc. LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest Section 5, Township 34 North, Range 21 West, lying Westerly of the part thereof taken as US Interstate Highway No. 35, and lying North of the following described line. Commencing at the Southwest corner of said Northwest , thence Northerly along the West line of said Northwest , a distance of 1,746 feet to the point of beginning of said line, thence Easterly at right angles to said West line, a distance of 1,000 feet, more or less, to the Westerly right-of-way line of said US Interstate Highway No. 35 and there terminating EXCEPT The North 575 feet of the Northwest of the Northwest of Section 5, Township 34 North, Range 21 West, lying West of the Westerly right-of-way line of Interstate Highway No 35 as presently laid out And Also EXCEPT That part of the Northwest of the Northwest of Section 5, Township 34 North, Range 21 West described as follows: Commencing at the Northwest corner of said Section 5, thence Southerly, along the West line of Section 5, a distance of 575 feet to the point of beginning Thence continuing Southerly, along said West line, a distance of 445 feet, thence Easterly, at right angles, a distance of 492 feet, thence Northerly, at right angles, a distance of 445 feet, thence Westerly, at right angles, a distance of 492 feet to the point of beginning, according to the US Government Survey, Chisago County, Minnesota STREET ADDRESS OF PROPERTY: 35817 Falcon Avenue, North Branch, MN 55056 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago TAX PARCEL IDENTIFICATION NUMBER: 05.00053.40 and 05.00053.00 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $125,809.94 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 10, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 10, 2013. Dated: February 11, 2013 The Bank of New York Mellon Trust Company, National Association FKA The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A., as Trustee for RFMSI 2004-S6 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW February 20, 27, March 6, 13, 20, 27, 2013 3297873


1010 LG Mortgage Foreclosures

STATE OF MINNESOTA COUNTY OF CHISAGO DISTRICT COURT TENTH JUDICIAL DISTRICT Case Type: Mortgage Foreclosure and Breach of Contract Court File No. 13-CV-12-883 NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE-Real Property Peoples National Bank of Mora, a Minnesota Banking Corporation, Plaintiff, vs. John C. Towery, Roxanne M. Towery, Roxy's Coffee & Bistro, Inc., a Minnesota Corporation, Channa K. Tastsides, Troy A. Lerch, Ren-Will, Inc. d/b/a Coldwell Banker Pro IV, a Minnesota Corporation, Midland Funding, LLC, a Limited Liability Company, Discover Bank, Portfolio Recovery Associates, LLC, a Limited Liability Company, Schubert & Hoey Outdoor Advertising, Inc., a Minnesota Corporation, Minnesota Department of Revenue, United States of America, John Doe and Mary Roe, Defendants. STATE OF MINNESOTA ss. COUNTY OF CHISAGO NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment made and entered in the above entitled action on the 18th day of January, 2013, by the District Court of Chisago County, Minnesota, Tenth Judicial District, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described, to satisfy the amount found and adjudged due Plaintiff in the above entitled action from Defendants John C. Towery and Roxanne M. Towery, as prescribed in the Judgment, the undersigned Sheriff of Chisago County will sell at public auction, to the highest bidder, for cash, on the 4th day of April , 2013 at 10:00 a.m., at the Lobby of the Chisago County Sheriff's Office, 313 North Main Street, Room 100, Center City, MN 55012, the premises and real estate, lying and being in the County of Chisago, State of Minnesota, described in said Judgment, to wit: The East 35 Feet of Lots Ten (10) and Eleven (11), Block Twenty-Two (22), in the Village of Rush City, excepting the North Five (5) feet thereof. (hereinafter the "Premises") together with (i) all buildings and improvements now or hereafter located on the Premises (the "Improvements"), (ii) all of the estate, right, title, claim or demand of any nature whatsoever of John C. Towery and Roxanne M. Towery (the "Borrowers") either in law or in equity, in possession or expectancy, in and to the Mortgaged Property (as defined below) or any part thereof; (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Mortgaged Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Premises or now or hereafter transferred to the Premises) and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Premises to the center line thereof; (iv) all machinery, apparatus, equipment, fittings, fixtures and other property of every kind and nature whatsoever owned by the Borrowers, or in which the Borrowers have or shall have an interest, now or hereafter located upon the Mortgaged Property, or appurtenances thereto, or usable in connection with the present or future operation and occupancy of the Mortgaged Property and all building equipment, materials and supplies of any nature whatsoever owned by the Borrowers, or in which the Borrowers have or shall have an interest, now or hereafter located upon the Mortgaged Property (hereinafter collectively referred to as the Equipment), and the right, title and interest of the Borrowers in and to any of the Equipment which may be subject to any security agreements (as defined in the Uniform Commercial Code of the State in which the Premises are located), superior in lien to the lien of this Mortgage; (v) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Mortgaged Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in value of the Mortgaged Property; (vi) all leases and other agreements (other than the Ground Lease) affecting the use or occupancy of the Mortgaged Property now or hereafter entered into (hereinafter referred to as the Leases) and the right to receive and apply the rents, issues and profits of the Mortgaged Property (hereinafter referred to as the Rents) to the payment of the Obligations; (vii) all proceeds of and any unearned premiums on any insurance policies (collectively, hereinafter referred to as the Policies) covering the Mortgaged Property, including without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damage to the Mortgaged Property; (viii) the right, in the name and on behalf of the Borrowers, to appear in and defend any action or proceeding brought with respect to the Mortgaged Property and to commence any action or proceeding to protect the interest of Plaintiff in the Mortgaged Property; and (ix) all proceeds of each of the foregoing (all of the foregoing, together with the Premises, the "Mortgaged Property"). Property Address: 255 West 5th Street, Rush City, MN 55069. Parcel Identification #17.00400.00 RICK DUNCAN Sheriff of Chisago County, Minnesota Dated: February 12, 2013 By: /s/ Sgt. Jason Foster Deputy Sheriff D. Sherwood McKinnis, #176898 LINDBERG & McKINNIS, P.A. 200 3rd Avenue NE, Suite 300 Cambridge, MN 55008 (763) 689-9596 Published in the ECM POST REVIEW February 20, 27 March 6, 13, 20, 27, 2013 3300662


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 9, 2007 MORTGAGOR: Chris Burns and Tami Burns, husband and wife as joint tenants. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 18, 2007 Chisago County Recorder, Document No. 491300. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, L.P., FKA Countywide Home Loans Servicing, L.P.. Dated June 27, 2012 Recorded July 31, 2012, as Document No. 546994. And thereafter assigned to: Nationstar Mortgage, LLC Dated November 9, 2012. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700026411465 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 5820 370th Street, North Branch, MN 55056 TAX PARCEL I.D. #: 11.00900.97 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 7, Kates Estates, Chisago County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$217,658.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 12, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 14, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 6, 2013 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21-13-001246 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW February 20, 27, March 6, 13, 20, 27, 2013 3302720


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,000.00 MORTGAGOR(S): Gary B. Hernandez and Josephine A. Hernandez, husband and wife MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Recorded on June 10, 2003 in the Office of the Chisago County Recorder as Document Number A-404816. ASSIGNMENTS OF MORTGAGE: Assigned to: None. LEGAL DESCRIPTION OF PROPERTY: Parcel A: Lot 1, Block 1, Kelly Heights Plat 3,Chisago County Parcel B: Outlot A, Kelly Heights Plat 3, Chisago County STREET ADDRESS OF PROPERTY: 29970 Broadway Street, Lindstrom, MN 55045-9623 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $76,406.74 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 17, 2013 at 10:00 AM PLACE OF SALE: Chisago County Sheriff`s office, 313 North Main Street, Room 100Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 17, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 15, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-0566-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 29970 Broadway Street Lindstrom, MN 55045-9623 (2) Transaction Agent Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. (3) Name of Mortgage Originator (Lender) Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. (4) Residential ServicerWells Fargo Bank, N.A. (5) Tax Parcel Identification Number 15-00622-20 (6) Transaction Agent`s Mortgage ID Number (MERS number) NONE Published in the ECM POST REVIEW February 20, 27, March 6, 13, 20, 27, 2013 3303059


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2006 MORTGAGOR:Nicholas Bratland and Jeniffer Bratland, husband and wife. MORTGAGEE: Bank of America, N.A.. DATE AND PLACE OF RECORDING: Recorded March 1, 2006 Chisago County Recorder, Document No. A-465099. ASSIGNMENTS OF MORTGAGE: Assigned to: M&T Bank. Dated January 24, 2012 Recorded February 10, 2012, as Document No. A-541305. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bank of America, N.A. RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 6465 261st Street, Wyoming, MN 55092 TAX PARCEL I.D. #: 21.11132.24 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Goodview Ridge COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$205,686.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 12, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 14, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 11, 2013 M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37 - 13-001903 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW February 20, 27 March 6, 13, 20, 27, 2013 3303311


1010 LG Mortgage Foreclosures

12-087139 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $329,000.00 MORTGAGOR(S): Steven J Peterson and Kathleen A Peterson, husband and wife MORTGAGEE: JPMorgan Chase Bank, National Association, successor in interest by purchase from the FDIC as Receiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FA LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: JPMorgan Chase Bank, National Association, successor in interest by purchase from the FDIC as Receiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FA SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed November 2, 2007, Chisago County Recorder, as Document Number A-491890 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: October 25, 2012 filed: November 13, 2012, recorded as document number A-551081 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Mystic Woodlands PROPERTY ADDRESS: 6179 384Th Ln, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 11.00996.53 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $333,743.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 10, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 10, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 12, 2013 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW February 27, March 6, 13, 20, 27, April 3, 2013 3298862


1010 LG Mortgage Foreclosures

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of Ridge Point Townhomes Owners Association, Inc. (henceforth the "Declaration") recorded in the office of the Recorder for Chisago County, Minnesota on February 1, 1996, as Document No. 280207, which covers the following property: Lot 3, Block 13, Common Interest Community Number 1A, Ridge Point 3rd Addition, Chisago County, Minnesota. WHEREAS, pursuant to said Declaration, there is claimed to be due and owing as of April 18, 2013, from Veronica Fuller, title holder, to Ridge Point Townhomes Owners Association, Inc., a Minnesota non-profit corporation, the principal amount of Seven Thousand, Nine Hundred Sixty-One and 50/100ths Dollars ($7,961.50) for assessments, late fees and related charges, plus assessments, collection costs, attorneys' fees and other amounts will be incurred since said date, including costs of collection and foreclosure; WHEREAS, no action is now pending at law or otherwise to recover said debt or any part thereof; WHEREAS, the owner has not been released from the financial obligation to pay said amount; WHEREAS, pursuant to the Declaration and Minn. Stat. 515B.3-116(h), said debt created a lien upon said premises in favor of Ridge Point Townhomes Owners Association, Inc. as evidenced by the lien statement recorded on January 16, 2013 in the office of the Chisago County Recorder as Document No. 553586; WHEREAS, pursuant to the power of sale granted by the owner(s) in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said county at the Chisago County Sheriff's Department, Chisago County Government Center, 313 North Main Street, Room 100, Center City, Minnesota, on April 18, 2013, at 10:00 o'clock a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys' fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. The following information is provided pursuant to Minnesota Statutes Sections 580.025 and 580.04: (1) Street Address of Property: 27699 Woodland Drive, Chisago City, MN 55013 (2) Name of Transaction Agent, Residential Mortgage Servicer, Lender &/or Broker: N/A (3) Tax Parcel Identification Number of the Property: 13-00475-79 (4) Transaction Agent's Mortgage Identification Number, if known: N/A (5) Name of Mortgage Originator, if stated on mortgage: N/A (6) Date on which Occupant must vacate Property, if mortgage is not reinstated under Section 580.30 or property redeemed under 580.23: 11:59 p.m. on November 18, 2013. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 13, 2013 Lienor: Ridge Point Townhomes Owners Association, Inc. CARLSON & ASSOCIATES, LTD. By: /s/ Jennifer C. Toohey Jennifer C. Toohey, I.D. #343742 Attorneys for Lienor 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 By: /s/ Jennifer C. Toohey Jennifer C. Toohey Its: Attorney in Fact Published in the ECM POST REVIEW February 27, March 6, 13, 20, 27, April 3, 2013 3304730


1010 LG Mortgage Foreclosures

12-088929 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 MORTGAGOR(S): Gregory Prokop and Nicole Prokop, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000730-0082759989-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Lend Smart Mortgage, LLC SERVICER: Cenlar FSB DATE AND PLACE OF FILING: Filed September 10, 2008, Chisago County Recorder, as Document Number A-502081 ASSIGNMENTS OF MORTGAGE: Assigned to: Cenlar FSB; Dated: March 22, 2011 filed: June 22, 2011, recorded as document number A-534128 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Horseshoe Ridge PROPERTY ADDRESS: 2406 Chad Ct, Harris, MN 55032 PROPERTY IDENTIFICATION NUMBER: 03.01311.42 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $244,713.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 17, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 17, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 19, 2013 Cenlar FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW February 27, March 6, 13, 20, 27, April 3, 2013 3305255


1010 LG Mortgage Foreclosures

12-085966 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,000.00 MORTGAGOR(S): Kevin F Dolan, a single person MORTGAGEE: Wells Fargo Home Mortgage, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Home Mortgage, Inc. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed February 27, 2004, Chisago County Recorder, as Document Number A424311 LEGAL DESCRIPTION OF PROPERTY: That part of Government Lots One (1), Three (3) and Eight (8) of Section Seven (7), Township Thirty-three (33) North, Range Nineteen (19) West, Chisago County, Minnesota, described as follows: Commencing at the Southeast corner of said Section 7; thence Westerly, along the South line of said Section 7, a distance of 1740.30 feet; thence Northerly, deflecting 109 degrees 30 minutes 41 seconds to the right, to the center line of Pleasant Valley Road (also known as County State Aid Highway No. 26 and formerly known as Center City and Osceola Public Highway) and the point of beginning of the parcel to be described; thence continuing Northerly, along the last described course, to the North line of said Government Lot 1 or its Westerly extension; thence Westerly, along said North line and its Westerly extension, to the center of a natural creek, or drain which is 1782 feet, more or less, Westerly of the Northeast corner of said Government Lot 1; thence Southerly, along the center of said natural creek or drain, to the center line of Pleasant Valley Road; thence Southeasterly, along said road center line to the point of beginning. Subject to Pleasant Valley Road. PROPERTY ADDRESS: 16938 Pleasant Valley Road, Shafer, MN 55074 PROPERTY IDENTIFICATION NUMBER: 04.00107.10 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $223,974.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 24, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 24, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 22, 2013 Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW March 6, 13, 20, 27, April 3, 10, 2013 3309194


1010 LG Mortgage Foreclosures

12-081599 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 9, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,445.00 MORTGAGOR(S): Charles Epps III, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100103210000556927 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: The Business Bank, dba Prime Mortgage SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed September 29, 2009, Chisago County Recorder, as Document Number A-514678 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: April 26, 2012 filed: May 14, 2012, recorded as document number A-544413 LEGAL DESCRIPTION OF PROPERTY: The North 330 feet of the South 660 feet of the Southeast Quarter of the Southwest Quarter (SE 1/4 of SW 1/4) of Section Twenty (20), Township Thirty-five (35), Range Twenty (20). PROPERTY ADDRESS: 38110 Kost Trl, North Branch, MN 55056 PROPERTY IDENTIFICATION NUMBER: 09.00233.00 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $167,573.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 19, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 21, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 22, 2013 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW March 6, 13, 20, 27, April 3, 10, 2013 3311859


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 14, 2006 MORTGAGOR: Jed A Hall and Jeanni R Hall, as joint tenants. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 21, 2006 Chisago County Recorder, Document No. A 477820. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. Dated November 16, 2012 Recorded December 3, 2012, as Document No. A-551800. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000210137 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Winstar Mortgage Partners, Inc RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 7670 385th Street, North Branch, MN 55056 TAX PARCEL I.D. #: 16.00563.93 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 4, Casselberry Ponds 5th COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE $183,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,413.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 19, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 21,2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 15, 2013 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-007102 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW March 6, 13, 20, 27 April 3, 10, 2013 3316853


1010 LG Mortgage Foreclosures

13-089666 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $251,000.00 MORTGAGOR(S): William R. Prouty and Alice M. Prouty, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed November 29, 2006, Chisago County Recorder, as Document Number A-478120 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association as Trustee for RFMSI 2007-SA1; Dated: November 27, 2012 filed: December 19, 2012, recorded as document number A-552493 MORTGAGE ORIGINATOR: Not Applicable TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE ID NUMBER: 100062604715540482 SERVICER: GMAC Mortgage, LLC LENDER: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) LEGAL DESCRIPTION OF PROPERTY: South 1/2 of the Northeast Quarter of the Southeast Quarter of Section 34, Township 36 North, Range 21 West. STREET ADDRESS OF PROPERTY: 42310 Iris Ave, Harris, MN 55032 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago TAX PARCEL IDENTIFICATION NUMBER: 14.00309.10 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $218,889.69 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 1, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on November 1, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 1, 2013 U.S. Bank National Association as Trustee for RFMSI 2007-SA1 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Published in the ECM POST REVIEW March 13, 20, 27 April 3, 10, 17, 2013 3316218


1010 LG Mortgage Foreclosures

12-084753 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 5, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,900.00 MORTGAGOR(S): James R. Rice, an unmarried man MORTGAGEE: Wells Fargo Bank, NA LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed May 15, 2006, Chisago County Recorder, as Document Number A-468914 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association, as Trustee for WFHET 2006-2; Dated: July 3, 2012 filed: July 17, 2012, recorded as document number A546534; thereafter assigned to HSBC Bank USA, National Association as Trustee for Wells FargoHomeEquity Asset-Backed Securities 2006-2 Trust, Home Equity Asset-Backed Certificates, Series 2006-2 dated January 22, 2013 and recorded February 1, 2013 as document number A554121. LEGAL DESCRIPTION OF PROPERTY: The West 600 feet of the North 500 feet of the Northwest Quarter of the Northeast Quarter (NW 1/4 of NE 1/4) and the North 500 feet of that part of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) which lies easterly of the center line of County State Aid Highway No. 9, all in Section 28, Township 35 North, Range 20 West PROPERTY ADDRESS: 37995 Oasis Road, Lindstrom, MN 55045 PROPERTY IDENTIFICATION NUMBER: 09.00296.10 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $235,993.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 1, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on November 1, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 4, 2013 HSBC Bank USA, National Association as Trustee for Wells FargoHomeEquity Asset-Backed Securities 2006-2 Trust, Home Equity Asset-Backed Certificates, Series 2006-2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Published in the ECM POST REVIEW March 13, 20, 27, April 3, 10, 17, 2013 3317990


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/30/2004 MORTGAGOR(S): Chad A. Mittelsteadt, a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Hillsborough Corporation Transaction Agent: Mortgage Electronic Registration System, Inc. Transaction Agent Mortgage ID No: 100197900001692468 Lender or Broker: Hillsborough Corporation Servicer: Seterus, Inc. Mortgage Originator: Hillsborough Corporation DATE AND PLACE OF RECORDING: Recorded December 14, 2004,Chisago County Recorder, Document No. A-441314. ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association Dated: October 11, 2011,Recorded November 22, 2011,Chisago County Recorder, Document No. A538733. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Buffalo Ridge 3rd Addition, Chisago County, Minnesota REGISTERED PROPERTY: No TAX PARCEL NO.: 180010772 ADDRESS OF PROPERTY: 17548 309th Court Shafer, MN 55074 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,368.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, May 02, 2013, 10:00 a.m. PLACE OF SALE: Sheriff's Main Office, 313 North Main Street, Room 100, Center City to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 11/04/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 06, 2013 Federal National Mortgage Association Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Federal National Mortgage Association Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17625-130002 Published in the ECM POST REVIEW March 13, 20, 27, April 3, 10, 17, 2013 3319286


1010 LG Mortgage Foreclosures

12-088449 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,392.00 MORTGAGOR(S): Heidi Flom, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100061907000091017 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Summit Mortgage Corporation SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed April 24, 2009, Chisago County Recorder, as Document Number A-509043 ASSIGNMENTS OF MORTGAGE: Assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP; Dated: May 14, 2012 filed: May 21, 2012, recorded as document number A-544669 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Thurnbeck Ponds 5th Addition. PROPERTY ADDRESS: 6205 Forest Blvd Trail, Wyoming, MN 55092 PROPERTY IDENTIFICATION NUMBER: 21.00716.87 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $213,417.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 6, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on September 6, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 7, 2013 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 6, 2013, at 10:00 AM, has been postponed to May 15, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by November 15, 2013 at 11:59 PM. Dated: March 7, 2013. BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the ECM POST REVIEW March 13, 2013 3322020


1010 LG Mortgage Foreclosures

12-088402 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 5, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,653.00 MORTGAGOR(S): Brian Festler, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100326709060045912 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: United Fidelity Funding, Corp SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed July 15, 2009, Chisago County Recorder, as Document Number A-512216 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: October 19, 2012 filed: November 2, 2012, recorded as document number A-550716 LEGAL DESCRIPTION OF PROPERTY: Lot 43, Block 2, Brookside Townhouse Addition, Common Interest Community No. 41 PROPERTY ADDRESS: 2130 Bunker Blvd, Rush City, MN 55069 PROPERTY IDENTIFICATION NUMBER: 170069088 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $130,630.28 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 6, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street Room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on September 6, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 9, 2013 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 6, 2013, at 10:00 AM, has been postponed to April 10, 2013, at 10:00 AM, located at 313 North Main Street Room 100, Center City, MN 55012, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by October 10, 2013 at 11:59 PM. Dated: March 8, 2013. JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Published in the ECM POST REVIEW March 13, 2013 3322365


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2005 MORTGAGOR: Steven J. Gilles, a single person. MORTGAGEE:American Residential Mortgage, LP. DATE AND PLACE OF RECORDING: Recorded June 14, 2005 Chisago County Recorder, Document No. A-450898. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency. Dated May 20, 2005 Recorded June 14, 2005, as Document No. A-450899. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 39064 4th Avenue, North Branch, MN 55056 TAX PARCEL I.D. #: 16.00564.09 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Cedar Crest COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,375.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4,2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 1, 2013 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 13-002254 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW March 13, 20, 27, April 3, 10, 17, 2013 3322794


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 1994 MORTGAGOR:Charles A. Anderson and Susan M. Anderson, husband and wife. MORTGAGEE:Mountain States Mortgage Centers, Inc.. DATE AND PLACE OF RECORDING: Recorded April 21, 1994 Chisago County Recorder, Document No. 261746. ASSIGNMENTS OF MORTGAGE: Assigned to: Matrix Financial Services Corporation. Dated March 1, 1999 Recorded March 11, 1999, as Document No. 322681. And thereafter assigned to: First Citizens Bank and Trust Company. Dated July 9, 2012 Recorded July 26, 2012, as Document No. A546830. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mountain States Mortgage Centers, Inc. RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 330 Plateau Street FKA 210 Plateau Street, Taylors Falls, MN 55084 TAX PARCEL I.D. #: 20.00288.00 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9) and the South Fifteen (15) feet of Lot Eight (8) in Block Forty-three (43), in the Town (now Village) of Taylors Falls. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $57,702.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $10,078.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 26, 2013 First Citizens Bank and Trust Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9 - 12-007709 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW March 13, 20, 27, April 3, 10, 17, 2013 3322800


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2003 MORTGAGOR:Deborah Jean Chilton, single woman and Carla L. Anderson, single woman. MORTGAGEE:JPMorgan Chase Bank, National Association S/B/M Chase Home Finance, LLC S/B/M to Chase Manhattan Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded May 30, 2003 Chisago County Recorder, Document No. A-403927. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15559 280th Street, Lindstrom, MN 55045 TAX PARCEL I.D. #: 040034730 LEGAL DESCRIPTION OF PROPERTY: THAT PART OF GOVERNMENT LOT 4 OF SECTION 12, TOWNSHIP 33 NORTH, RANGE 20 WEST, CHISAGO COUNTY, MINNESOTA, DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHWEST CORNER OF SECTION 12; THENCE SOUTH 87 DEGREES, 53 MINUTES, 12 SECONDS EAST, ASSUMED BEARING ALONG THE SOUTH LINE OF SECTION 12, A DISTANCE OF 995.36 FEET TO THE POINT OF BEGINNING OF THE PARCEL TO BE DESCRIBED THENCE CONTINUING SOUTH 87 DEGREES, 53 MINUTES, 12 SECONDS EAST, ALONG SAID SOUTH LINE, A DISTANCE OF 300.00 FEET; THENCE NORTH 1 DEGREE, 0 MINUTES, 0 SECONDS WEST, A DISTANCE OF 1011 FEET, MORE OR LESS, TO THE CENTER LINE OF 280TH STREET; THENCE SOUTHWESTERLY, ALONG SAID CENTER LINE, A DISTANCE OF 510 FEET, MORE OR LESS, TO THE LINE THAT BEARS NORTH 13 DEGREES, 32 MINUTES, 57 SECONDS WEST FROM THE POINT OF BEGINNING; THENCE SOUTH 13 DEGREES, 32 MINUTES, 57 SECONDS EAST, ALONG SAID LINE, A DISTANCE OF 895 FEET, MORE OR LESS, TO THE POINT OF BEGINNING. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$156,229.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 28, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 26, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 13-001487 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Published in the ECM POST REVIEW March 13, 20, 27, April 3, 10, 17, 2013 3322819


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,652.00 MORTGAGOR(S): Carol M. Peloquin, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lendsmart Mortgage, LLC, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 02, 2011 Chisago County Recorder Document Number: A-535858 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: November 06, 2012 Recorded: November 15, 2012 Chisago County Recorder Document Number: A-551248 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100691910000005183 Lender or Broker: Lendsmart Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Chisago Property Address: 6476 377th St, North Branch, MN 55056-5884 Tax Parcel ID Number: 11.01029.74 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Stonegate Plat 2, Chisago County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,915.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 14, 2013 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 16, 2013, or the next business day if September 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 30, 2013 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026863F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 14, 2013 at 10:00 AM has been postponed to March 20, 2013 at 10:00 AM in the Sheriff's Main Office, Law Enforcement Center, 313 North Main Street, Center City, Minnesota in said County and State. DATED: March 11, 2013 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026863F01 Published in the ECM POST REVIEW March 13, 2013 3322919


1019 LG Certificate of Assumed Name

Minnesota Secretary of State CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed name under which the business is or will be conducted: HARD HAT APPAREL 2. Principal Place of Business. 26796 Felton Avenue Wyoming, MN 55092 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Max Anderson 26796 Felton Avenue Wyoming, MN 55092 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: February 8, 2013 /s/ Max Anderson Max Anderson, Owner Published in the ECM POST REVIEW March 6, 13, 2013 3312782


1025 LG County of Chisago

NOTICE OF RESCHEDULED MEETING CHISAGO COUNTY BOARD MEETING March 20, 2013 The Chisago County Board of Commissioners has rescheduled its second meeting in March to TUESDAY, March 19, 2013 at 3:30 p.m.; which also reschedules the Road & Bridge Committee of the Whole. The approved schedule set the meeting for Wednesday, March 20, 2013 at 3:30 p.m. This date conflicts with an AMC Local Government Legislative Conference that many of the County Commissioners attend. They have also rescheduled the Budget & Finance Committee set for Wednesday, March 13, 2013 to TUESDAY, March 19, 2013 at 1:00 p.m. Please direct any questions or comments to Chisago County Clerk of Board at 651/213-8877. By Order of the Chisago County Board of Commissioners Ben Montzka, Chair DeAnna Lilienthal Board Clerk Published in the ECM POST REVIEW March 6, 13, 2013 3310540


1025 LG County of Chisago

PLANNING COMMISSION The Chisago County Planning Commission will meet on Thursday, April 4, 2013 at 7:00 p.m. in Meeting Room 131 of the Chisago County Government Center in Center City. They will also make a tour of the agenda items on Tuesday, April 2, 2013 at 9:00 a.m. departing from Public Works at 31325 Oasis Road, Center City, MN. The following are the agenda items of new business: PLANNING COMMISSION 7:00 P.M Bernard Herman - Mr. Herman requests a Conditional Use Permit to operate an event gathering center as a rural retail tourism use. This is located in Sunrise Township, Sec.21, T.35, R.20, at 38162 Oasis Rd (PID #09.00267.30). Tara M. Guy Environmental Services Published in the ECM POST REVIEW March 13, 2013 3322453


1045 LG Public Notices

OFFICIAL NOTICE OF ANNUAL MEETING/ ELECTION The 77th Annual Meeting of East Central Energy (ECE) will be held Saturday, April 6, 2013. The event begins at 8 a.m. at East Central Schools, 61085 State Hwy. 23, Finlayson, MN. The business meeting begins at 10:15 a.m. The purpose of the annual meeting is to review the 2012 activities of the cooperative and announce results of director elections. East Central Energy Board of Directors Secretary-Treasurer Linda Laitala Published in the ECM POST REVIEW March 13, 2013 3319494


1136 LG City of Stacy

ASSESSMENT NOTICE Important Information Regarding Assessment and Classification of Property This may affect your 2014 property taxes. NOTICE IS HEREBY GIVEN, That the Board of Review of the CITY Of STACY CHISAGO County, Minnesota, will meet at the Office of the Clerk in said CITY, at 6:00 o'clock P.M., on Wednesday the seventeenth day of April, 2013 for the purpose of reviewing and correcting the assessment of said CITYfor the year 2013. The purpose of this meeting is to determine whether taxable property in the jurisdiction has been properly valued and classified by the assessor, and to determine whether corrections need to be made. All persons considering themselves aggrieved by said assessment, or who wish to complain that the property of another is assessed too low, are hereby notified to appear at said meeting, and show cause of having such assessment corrected. No complaint that another person is assessed too low will be acted upon until the person so assessed or his agent, shall have been notified of such complaint. If you believe the value or classification of your property is incorrect, please contact your assessor's office to discuss your concerns. If you are still not satisfied with the valuation or classification after discussing it with your assessor, you may appear before the local board of appeal and equalization. The board shall review the valuation, classification, or both if necessary, and shall correct it as needed. Generally, an appearance before your local board of appeal and equalization is required by law before an appeal can be taken to the county board of appeal and equalization. Given under my hand this 11th day of February, 2013 /s/ Sharon Payne Clerk of the CITY of STACY Published in the ECM POST REVIEW March 13, 2013 3321657



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