NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 9, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): James G. Watters and Jill M. Watters, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Filed January 20, 2006, Chisago County Registrar of Titles; Document No. T-18234 and memorialized upon Certificate of Title No. 4526 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Two (2), Sherman Oaks Plat 2 REGISTERED PROPERTY COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $164,739.98 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2008 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 4, 2008 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (W3175) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Published in the ECM POST REVIEW March 12, 19, 26, April 2, 9, 16, 2008) 1131065
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,172.00 MORTGAGOR(S): Alan L. Garber and Christina Garber, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation DATE AND PLACE OF FILING: Filed April 1, 2005, Chisago County Recorder; Document No. A-446821 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc. LEGAL DESCRIPTION OF PROPERTY: Lots 10, 11, 12, 13, 24, 25, 26 and 27 and the East 25 feet of Lots 14 and 23, all in Block 6 of Cambridge Lake Estates Unit 1 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $198,460.39 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2008 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 4, 2008 HSBC MORTGAGE SERVICES, INC. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (F6500) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Published in the ECM POST REVIEW March 12, 19, 26, April 2, 9, 16, 2008) 1131271
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:August 9, 2006 MORTGAGOR:Kirk Lindell, an unmarried man. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:Recorded August 18, 2006, Chisago County Recorder, Document No. A473627. ASSIGNMENTS OF MORTGAGE:NONE LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Ashton North Plat 4 COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$328,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$339,368.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 2, 2008 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 28, 2008. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: /s/ Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 97-203 3000294868 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 97-20397-203 (Published in the ECM POST REVIEW March 12, 19, 26, April 2, 9, 16, 2008) 1131429
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $117,000.00 MORTGAGOR(S): Roger J. Palmer and Leah D. Palmer, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation DATE AND PLACE OF FILING: Filed December 27, 2005, Chisago County Recorder; Document No. A-462213 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: All that part of the Northeast Quarter of the Southeast Quarter (NE º of SE º) of Section Twenty-six (26) Township Thirty-Seven (37), Range Twenty-two (22), described as follows, to wit: Commencing at a point 300 feet East and 350 feet North of the intersection of the South line of said Northeast Quarter of Southeast Quarter and the East line of the public road running Northerly across said tract, thence North 150 feet, thence West to the East line of said public road, thence Southerly along the East line of said road to a point directly West of the point of beginning, thence East to the point of beginning, And all that part of the NE º of the SE º of Sec. 26, Twp.. 37, Range 22, described as follows, to wit: Commencing at a point 300 feet east and 350 feet North of the intersection of the South line of said NE º of the SE º, and the East line of the public road running Northerly across said tract, thence East 33 1/3 feet, thence North 125 feet, thence West 33 1/3 feet, thence South to the point of beginning, except that part described as follows: All that part of the NE º of SE º of Sec. 26, Twp 37, Range 22, described as follows, to wit: Commencing at a point 300 feet East and 475 feet North of the interesction of the South line of said NE º of SE º, and the East line of the public road running Northerly across said tract; thence North 25 feet, thence West to the East line of the public road, thence Southerly along the East line of said road to a point directly West of the point of beginning, thence east to the point of beginning COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $114,984.44 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2008 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 6, 2008 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (W8636) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Published in the ECM POST REVIEW March 12, 19, 26, April 2, 9, 16, 2008) 1131520
08-047847 0024348625 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 13, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,600.00 MORTGAGOR(S): Gerhard Ablinger and Karen Jo Ablinger, husband and wife MORTGAGEE: Cendant Mortgage Corporation nka PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed August 21, 2003, Chisago County Recorder, as Document Number A-411124 LEGAL DESCRIPTION OF PROPERTY: The North 330 feet of the South 990 feet of the Southeast Quarter of the Northwest Quarter of Section 4, Township 34 North, Range 21 West COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $240,399.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2008, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 6, 2008 PHH Mortgage Corporation Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP BY Lawrence P. Zielke ñ 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg ñ 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. (Published in the ECM POST REVIEW March 12, 19, 26, April 2, 9, 16, 2008) 1131641
08-047784 0130679384 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $111,000.00 MORTGAGOR(S): Tammy L. Krause and Randy R. Krause, wife and husband MORTGAGEE: Town and Country Credit Corp. DATE AND PLACE OF FILING: Filed August 31, 2005, Chisago County Recorder, as Document Number A455505 ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R9; Dated: February 29, 2008 LEGAL DESCRIPTION OF PROPERTY: Lots One (1), Two (2), Three (3), and Four (4), Block Eighty (80) of the Town, now village, of Taylor's Falls COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $117,423.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2008, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 6, 2008 Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R9 Assignee of Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP BY Lawrence P. Zielke ñ 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg ñ 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. (Published in the ECM POST REVIEW March 12, 19, 26, April 2, 9, 16, 2008) 1131683
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,000.00 MORTGAGOR(S): Thomas A. Kelly, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation DATE AND PLACE OF FILING: Filed February 10, 2005, Chisago County Recorder; Document No. A-444565; which mortgage was reformed to incorporate the below referenced legal description pursuant to Court Order entered in Chisago County District Court File No. CV-07-1007 on January 24, 2008. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: That part of the West 1/2 of the Southeast 1/4 of the Northeast 1/4 of Section 30, Township 36, Range 21, which lies North of Chisago County Highway No. 10, except the East 300 feet thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $152,261.34 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2008 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 29, 2008 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (W2590) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Published in the ECM POST REVIEW March 12, 19, 26, April 2, 9, 16, 2008) 1137097
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 30, 2007 MORTGAGOR:Wendi R. Peterson, a single person. MORTGAGEE:Midwest Minnesota Community Development Corporation. DATE AND PLACE OF RECORDING:Recorded April 3, 2007, Chisago County Recorder, Document No. A-483348. ASSIGNMENTS OF MORTGAGE:Assigned to: JPMorgan Chase Bank, N.A., Dated: March 30, 2007, Recorded: April 3, 2007, Document No. A-483351. And thereafter assigned to: Chase Home Finance LLC, Dated: February 20, 2008. LEGAL DESCRIPTION OF PROPERTY: All of Lot One (1), Block Twenty-three (23) of Daniel Lindstrom's First Addition to the Town of Lindstrom excepting therefrom the East 132 thereof, Chisago County, Minnesota. AND All that part of the Southwest Quarter of the Northwest Quarter (SW1/4 of NE 1/4) Section Thirty-three (33), Township Thirty-four (34), Range Twenty (20), described as follows, to-wit: Beginning at a point in the Southerly line of the Taylors Falls and Wyoming road, now St. Croix Avenue, in the Village of Lindstrom, in said County and State, 363.3 feet westerly of its intersection with the East line of the SW1/4 of NE1/4 of Sec. 33, Twp. 34 N, Range 20 West as measure along said southerly line of St. Croix Avenue, then South parallel with and 359.7 feet distant west from the East line of said SW1/4 of NE1/4, 202.2 feet, more or less, to the northerly line of Lot 1 in Block 23 of Daniel Lindstrom's First Addition to Lindstrom, according to the plat thereof of file and of record in the office of the Register of Deeds of Chisago County, Minn., running thence Westerly along the northerly line of said Lot 1, Block 23, a distance of 115 feet more or less to the East line of Elm Street in the Village of Lindstrom; running thence North on the east line of Elm Street a distance of 185 feet more or less to the south line of St. Croix Avenue; running thence North 81-1/2 degrees East a distance of 115 feet, more or less, to the place of beginning. EXCEPT All that part of the SW1/4 of the NE1/4 of Sec. 33, Twp 34 North, Range 20 West, described as follows: Commencing at the SW corner of Block 23 of Daniel Lindstrom's First Addition to Lindstrom, according to the plat thereof on file and of record in the Office of the Register of Deeds of Chisago County, Minnesota, thence Northerly along the west line of said Block 23 and its northerly projection along the easterly line of Elm Street, 118 feet to the point of beginning thence continuing northerly along said east line of Elm Street, 118 feet, more or less, to the southerly line of St. Croix Avenue, thence NE'ly along the Southerly line of St. Croix Avenue 115 feet, mor or less, to a point on said southerly Avenue line, distant 363.3 feet SW'ly from its point of intersection with the east line of the SW1/4 of NE1/4 of Sec. 33; thence south, parallel with and distant 359.7 feet West from the east line of said SW1/4 of NE1/4, 135 feet, more or less, to a line drawn parallel with and distant 118 feet north of the south line of Block 23 of Daniel Lindstrom's First Addition, thence westerly parallel with said south line of Black 23, a distance of 112.7 feet to the point of beginning. COUNTY IN WHICH PROPERTY IS LOCATED:Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$34,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$35,139.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 25, 2008 at 10:00 AM PLACE OF SALE:Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 3, 2008. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: /s/ Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-5158 1082896496 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Published in the ECM POST REVIEW March 12, 19, 26, April 2, 9, 16, 2008) 1138124
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 18, 2000 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $62,372.00 MORTGAGOR(S): Ronald H. Anderson and Kim D. Anderson, husband and wife MORTGAGEE: Norwest Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Filed February 2, 2000, Chisago County Recorder; Document No. 337379 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 34, Village of Rush City COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $62,977.80 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2008 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 7, 2008 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (W9100) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Published in the ECM POST REVIEW March 12, 19, 26, April 2, 9, 16, 2008) 1138304
08-046938 0011880838 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,800.00 MORTGAGOR(S): Randy S. Larson, as a single person, and Wendy J. McClure, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed July 19, 2005, Chisago County Recorder, as Document Number A-452949 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Two (2), Fox Meadows Plat 3 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $140,195.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2008, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 10, 2008 Mortgage Electronic Registration Systems, Inc. Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP BY Lawrence P. Zielke ? 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg ? 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. (Published in the ECM POST REVIEW March 19, 26, April 2, 9, 16, 23, 2008) 1132156
07-43166 0033903634 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Terry Wayne Schopper, single and Joy Eileen Schopper, AKA Joy Schopper, single MORTGAGEE: US Federal Credit Union DATE AND PLACE OF FILING: Filed June 3, 2005, Chisago County Recorder, Document No. A-450264 LEGAL DESCRIPTION OF PROPERTY: Northeast Quarter of the Northwest Quarter, except the East 208.7 feet of the North line 1,043.5 feet thereof, Section 30, Township 37, Range 20 and North Half of the southeast Quarter of the Northwest Quarter COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $200,938.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 21, 2008, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 2, 2008 US Federal Credit Union Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP BY Lawrence P. Zielke ñ 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg ñ 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 21, 2008, at 10:00 a.m., has been postponed to April 21, 2008, at 10:00 a.m., located at 313 North Main Street room 100, Center City, MN 55012, said County and State. Dated: February 22, 2008. US Federal Credit Union Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg - 308845 Ryan D. Krumrie - 0387859 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Mortgagee (Published in the ECM POST REVIEW March 19, 26, April 2, 9, 16, 2008) 1132189
08-047808 1010297594 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $262,500.00 MORTGAGOR(S): Donald Foss, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed August 2, 2007, Chisago County Recorder, as Document Number A-488299 ASSIGNMENTS OF MORTGAGE: Assigned to: IndyMac Bank, F.S.B. LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Fairbanks Addition COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $272,468.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2008, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 14, 2008 IndyMac Bank, F.S.B. Assignee of Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP BY Lawrence P. Zielke ñ 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg ñ 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. (Published in the ECM POST REVIEW March 19, 26, April 2, 9, 16, 23, 2008) 1132265
08-047471 6631771703 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,400.00 MORTGAGOR(S): Derrick Friend, a single person and Emily Muellner, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF FILING: Filed November 28, 2005, Chisago County Recorder, as Document Number A-460813 LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Northwest Quarter of Section 25, Township 35 North, Range 20 West, Chisago County, Minnesota, described as follows: commencing at the North Quarter corner of said Section 25; thence South 0 degrees 04 minutes 39 seconds East, assumed bearing along the North-South Quarter line of said Section 25, a distance of 2158.74 feet; thence North 89 degrees 51 minutes 01 seconds West, a distance of 33.00 feet to the point of beginning of the parcel to be described; thence continuing North 89 degrees 51 minutes 01 seconds West, a distance of 124.15 feet, thence South 2 degrees 00 minutes 03 seconds West, a distance of 23.54 feet, thence South 71 degrees 50 minutes 35 seconds West, a distance of 8.67 feet, thence South 0 degrees 04 minutes 39 seconds East, a distance of 73.95 feet; thence North 89 degrees 55 minutes 05 seconds East, a distance of 133.24 feet, North 0 degrees 04 minutes 39 seconds West, a distance of 99.67 feet to the point of beginning COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $150,572.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2008, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 8, 2008 Bank of America, N.A. Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP BY Lawrence P. Zielke ? 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg ? 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. (Published in the ECM POST REVIEW March 19, 26, April 2, 9, 16, 23, 2008) 1132297
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $116,800.00 MORTGAGOR(S): Andrew A. Lynch, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation DATE AND PLACE OF FILING: Filed October 25, 2005, Chisago County Recorder; Document No. A-458935 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc. LEGAL DESCRIPTION OF PROPERTY: Lots Four (4) and Five (5), Block Thirty-four (34), of the Town (now Village) of Rush City COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $123,170.06 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2008 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 14, 2008 HSBC MORTGAGE SERVICES, INC. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (F6652) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Published in the ECM POST REVIEW March 19, 26, April 2, 9, 16, 23, 2008) 1132319
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 10, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,025.00 MORTGAGOR(S): Allen R. Carlson and Susan M. Carlson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation DATE AND PLACE OF FILING: Filed June 21, 2004, Chisago County Recorder; Document No. A-431223 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Buffalo Ridge 4th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $159,091.56 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2008 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 20, 2008 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (W9102) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Published in the ECM POST REVIEW March 26, April 2, 9, 16, 23, 30, 2008) 1132346
08-048131 3013764505 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,500.00 MORTGAGOR(S): Kyle Bergman, a single person MORTGAGEE: Washington Mutual Bank, FA DATE AND PLACE OF FILING: Filed July 12, 2007, Chisago County Recorder, as Document Number A-487429 LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4), Section 4, Township 36, Range 22, lying Southerly of the centerline of Badger Boulevard COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $191,317.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 7, 2008, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 20, 2008 Washington Mutual Bank aka Washington Mutual Bank, FA Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP BY /s/ Lawrence P. Zielke 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. (Published in the ECM POST REVIEW March 26, April 2, 9, 16, 23, 30, 2008) 1137275
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,400.00 MORTGAGOR(S): Martha Sanchez and Francisco Arreola, wife and husband MORTGAGEE: Option One Mortgage Corporation, a California corporation DATE AND PLACE OF FILING: Filed January 23, 2006, Chisago County Recorder; Document No. A 463500 ASSIGNMENTS OF MORTGAGE: Assigned to: None LEGAL DESCRIPTION OF PROPERTY: Lot 2, in Block 1, Ellenderry Hills COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $253,193.10 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2008 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 20, 2008 OPTION ONE MORTGAGE CORPORATION Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (F6204) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Published in the ECM POST REVIEW March 26, April 2, 9, 16, 23, 30, 2008) 1137314
08-047185 0023479033 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,500.00 MORTGAGOR(S): Brian W. Delougherty and Jodie L. Intihar, Both Single MORTGAGEE: Cendant Mortgage Corporation nka PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed July 17, 2003, Chisago County Recorder, as Document Number 407959 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Cranberry COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $158,437.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 7, 2008, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 20, 2008 PHH Mortgage Corporation Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP BY /s/ Lawrence P. Zielke ñ 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg ñ 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. (Published in the ECM POST REVIEW March 26, April 2, 9, 16, 23, 30, 2008) 1137334
08-047848 0028687606 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 MORTGAGOR(S): Christoffer E. Jessen and Amy K. Jessen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed June 7, 2005, Chisago County Recorder, as Document Number 450444 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: March 5, 2008 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block One (1), Sunrise Prairie Townhomes COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $174,778.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 7, 2008, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 20, 2008 PHH Mortgage Corporation Assignee of Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP BY /s/ Lawrence P. Zielke ñ 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg ñ 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. (Published in the ECM POST REVIEW March 26, April 2, 9, 16, 23, 30, 2008) 1137352
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 9, 2007 MORTGAGOR: Douglas Horton and Patricia Just Horton, husband and wife. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded May 11, 2007, Chisago County Recorder, Document No. A484947. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: March 7, 2008. LEGAL DESCRIPTION OF PROPERTY: Lot Four, Block One, Fox Meadows Plat 4. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,797.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 9, 2008 at 10:00 AM PLACE OF SALE: Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 18, 2008. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: /s/ Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-2720 24370892 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Published in the ECM POST REVIEW March 26, April 2, 9, 16, 23, 30, 2008) 1137391
NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred under the Mortgage dated March 27, 2006, in the original, principal amount of $153,000.00 executed by Cedar Crest Homes Inc., a Minnesota corporation, as mortgagor, to Builders Mortgage Company LLC, a Minnesota limited liability company, as mortgagee, and recorded in the office of the County Recorder, Chisago County, Minnesota on April 3, 2006 as Document No. A-466614; that Cedar Crest Homes Inc. and Builders Mortgage Company LLC made and entered into a Voluntary Mortgage Foreclosure Agreement dated March 5, 2008 wherein the parties agreed that the Mortgage shall be voluntarily foreclosed pursuant to Minn. Stat. ß582.32; that there has been compliance with all conditions precedent to the foreclosure of the Mortgage and the acceleration of the indebtedness secured thereby; that no action or proceeding has been instituted at law to recover the debt secured by the Mortgage or any part thereof; that there is due and claimed to be due under the Mortgage the sum of $154,115.13; and that pursuant to the power of sale therein, the Mortgage will be foreclosed and the real property located in Chisago County, Minnesota described as follows: Lot 16, Block 2, Wildridge, will be sold by the Sheriff of said County at public auction on May 21, 2008, at 10:00 a.m. in the Main Office of the Sheriff of Chisago County, Chisago County Government Center, 313 North Main Street, Room 100, City of Center City, in said County and State, to pay the debt secured by the Mortgage and taxes, if any, on said premises and the costs and disbursements allowed by law, subject to redemption by the Mortgagor, its successors or assigns, within two (2) months of the date of the sale. After the expiration of the mortgagor's redemption period, each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. ß582.32, Subd. 9 Date: March 19, 2008 Builders Mortgage Company LLC, Mortgagee By: /s/ Gerald G. Workinger, Jr. Attorney for Mortgagee 5705 Susan Avenue Edina, Minnesota 55439 Telephone: 952-941-3270 (Published in the ECM POST REVIEW April 2, 9, 16, 23, 2008) 1132467
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,000.00 MORTGAGOR(S): Patti Valenta and James Valenta, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation DATE AND PLACE OF FILING: Filed October 25, 2006, Chisago County Recorder; Document No. A-476617 ASSIGNMENTS OF MORTGAGE: Assigned to: LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2007-HE3 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Two (2), Golden Willow Estates 3rd Plat COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $243,771.76 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 26, 2008 at 10:00a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 30, 2008 LASALLE BANK, N.A. AS TRUSTEE FOR THE MLMI TRUST SERIES 2007-HE3 Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (F6164) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: March 26, 2008 at 10:00a.m. to May 7, 2008 at 10:00a.m. Said sale will be held at the main office of the Chisago County Sheriff, 313 North Main Street, Room 100, in the City of Center City, County of Chisago, State of Minnesota. Dated: March 26, 2008 LASALLE BANK, N.A. AS TRUSTEE FOR THE MLMI TRUST SERIES 2007-HE3 Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (F6164) (Published in the ECM POST REVIEW April 2, 9, 16, 23, 30, 2008) 1132507
08-046166 0017565656 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Kenneth C. Koran, single MORTGAGEE: Homefield Financial, Inc. DATE AND PLACE OF FILING: Filed October 25, 2005, Chisago County Recorder, as Document Number 458872 ASSIGNMENTS OF MORTGAGE: Assigned to: Option One Mortgage Corporation; Dated: March 5, 2008; Thereafter assigned to Wells Fargo Bank, National Association as Trustee for Securitized Asset Backed Receivables LLC 2005-OP2 Mortgage Pass-Through Certificates, Series 2005-OP2, dated: March 5, 2008. LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter of Section 20, Township 35, Range 21, Chisago County, Minnesota described as commencing at a point 100 feet West of the Southeast corner of Block 9, of the original townsite of North Branch, on the North line of 2nd Street as original laid out: thence running North, a distance of 150 feet, thence West a distance of 100 feet, thence South 150 feet to the North line of said 2nd Street, thence East 100 feet to place of beginning, being the South 3/4 of Lots 9 and 10 of said original Block 9 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $189,328.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2008, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 27, 2008 Wells Fargo Bank, National Association as Trustee for Securitized Asset Backed Receivables LLC 2005-OP2 Mortgage Pass-Through Certificates, Series 2005-OP2 Assignee of Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP BY Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg - 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES (Published in the ECM POST REVIEW April 2, 9, 16, 23, 30, May 7, 2008) 1133185
NOTICE OF SHERIFF'S SALE STATE OF MINNESOTA COUNTY OF ANOKA DISTRICT COURT TENTH JUDICIAL DISTRICT CASE TYPE: Mortgage Foreclosure Court File No, 02-CV-07- 1299 Community Pride Bank, Plaintiff, VS. J. Thompson Homes, Inc., Jerry E. Thompson, Automated Building Components, Inc., Lyman Lumber Company, Superior Flooring Corporation, R & J Insulation, Inc., HIWAY Federal Credit Union, Pro Drywall & Painting, Inc., Jerome C. and Dawn L, Nordrum d/b/a Jerome Nordrum Construction, First Resource Bank, C&C Painting, Braastad Electric, Inc., Lakes Area Concrete, Inc., Firstar Bank, N.A., Stock Building Supply, LLC, M & I Marshall & Ilsley Bank, Anoka Hennepin Credit Union, Wendy K. Thompson, John Doe, Mary Roe, and ABC Entities, Defendants. NOTICE IS HEREBY GIVEN, that under and by virtue of an Order for Judgment entered in the above entitled action on the 3rd day of March, 2008, a certified copy of which has been delivered to me, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due and owing to said Plaintiff in the above entitled action from said Defendants, J. Thompson Homes, Inc. and Jerry E. Thompson, Todd Rivard, the Sheriff of Chisago County, will sell at public auction to the highest bidder for cash, on May 14, 2008, at 10:00 a.m. at the Chisago County Government Center, 3 13 North Main Street, Room 100, Center City, County of Chisago, State of Minnesota, the property secured by two Mortgages recorded on October 17, 2006 in the Office of the Chisago County Recorder as Document No.: A-476264 and Document No.: A476263, and commonly known as 16898 244th Road, Franconia Township and legally described as follows: Lot 3, Block 2 Falcon Ridge; Dated: March 24, 2008 BARNA, GUZY & STEFFEN, LTD. By: /s/ Bradley A. Kletscher #239355 200 Coon Rapids Blvd. Suite 400 Minneapolis, MN 55433 763-780-8500 Attorneys for Community Pride Bank Dated March 26, 2008 TODD RIVARD, SHERIFF OF CHISAGO COUNTY By: /s/ Keith Hoppe (Published in the ECM POST REVIEW April 2, 9, 16, 23, 30, May 7, 2008) 1137477
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 1, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $84,300.00 MORTGAGOR(S): Michelle M. Pavlak, a single person MORTGAGEE: First State Bank of Wyoming, a Minnesota corporation DATE AND PLACE OF FILING: Filed August 2, 2005, Chisago County Recorder; Document No. A-453738 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: Lots One (1) and Two (2), Block Two (2), Blakeslee Addition COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $83,205.42 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2008 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 27, 2008 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (W9208) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Published in the ECM POST REVIEW April 2, 9, 16, 23, 30, May 7, 2008) 1137578
NOTICE OF MORTGAGE FORECLOSURE SALE Date: March 24, 2008 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated October 24, 2003, executed by Todd M. Hubbard and Theresa A. Hubbard as Mortgagor(s), to Lake Area Bank as Mortgagee(s), and filed for record December 6, 2003, as Document Number A-419374 in the Office of the (County Recorder) of Chisago County, Minnesota. 2. The Mortgage has been assigned as follows: None 3. The original principal amount secured by the Mortgage was: $50,000.00, modified to $150,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $140,873.12 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: LEGAL DESCRIPTION The East 250 feet of Lot 1, Block 1 of the recorded plat of Palmer Heights, Chisago County, Minnesota; AND That part of the Northeast Quarter of the Southwest Quarter, Section 33, Township 33 North, Range 21 West, Chisago County, Minnesota, lying southeasterly of the southeasterly line of U.S. Highway No. 8 and lying northeasterly of a line drawn from a point on the north line of Lot 1, Block 1 of Palmer Height, distance 250 feet westerly of the northeast corner thereof to a point on said southeasterly line of U.S. Highway No. 8 distant 210 feet northeasterly of the northwest corner of said Lot 1. Reserving a perpetual easement running in favor of Dennis A. Robinson and Eileen F. Robinson, their heirs, successors, and assigns, for the installation, operation, and maintenance of a billboard sign and its utility connections, over, under, along, upon, and across the above-described premises. Provided, however, the billboard sign itself shall be located upon the following specific easement for sign maintenance, described as follows: A 40 foot easement for sign maintenance extending over, under and across that part of the Northeast Quarter of the Southwest Quarter of Section 33, Township 33 North, Range 21 West, Chisago County, Minnesota, lying 20 feet on each side of the following described center line: Commencing at the northwest corner of Lot 1, Block 1 of the recorded plat of PALMER HEIGHTS; thence south 89 degrees 07 minutes 43 seconds East, plat bearing along the northerly line of said Lot 1, a distance of 151.78 feet, thence North 9 degrees 54 minutes 31 seconds East, a distance of 250.00 feet; thence South 38 degrees 42 minutes 22 seconds East, a distance of 35.00 feet to the point of beginning of the line to be described; thence North 38 degrees 42 minutes 22 seconds West, a distance of 50 feet, more or less, to the easterly right-of-way line of Lake Boulevard (also know as Trunk Highway No. 8) and said line there terminating. Said 40 foot easement for sign maintenance to be perpetual in nature and reserved for the benefit of Dennis A. Robinson and Eileen F. Robinson, joint tenants, and their heirs, successors, and assigns. Will be sold by the County Sheriff of Chisago County, Minnesota, at public auction on June 3, 2008, at 10:00 a.m., at 313 North Main Street, Room 100, Center City, MN 55012 8. The time allowed by law for redemption by Mortgagor(s) or Mortgagor's personal representatives or assigns is six months after the date of sale. 9.THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVE OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Attorney(s) for Mortgagee or Assignee of Mortgage: Mark E. Duea Geck & Duea, LLC 4770 White Bear Parkway, Suite 100 White Bear Lake, MN 55110 651-426-3249 MORTGAGEE OR ASSIGNEE OF MORTGAGE (Published in the ECM POST REVIEW April 2, 9, 16, 23, 30, May 7, 2008) 1137615
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 19, 2005 MORTGAGORS: Richard D. Halsted II and Victoria A. Halsted, husband and wife MORTGAGEE: City & County Credit Union, a state chartered credit union DATE AND PLACE OF RECORDING: Chisago County Recorder's Office, Chisago County, State of Minnesota, on November 4, 2005, as Document No. A-459582. LEGAL DESCRIPTION OF PROPERTY: Lot One ( 1 ) Block Two ( 2 ) Oak Brook Farm, Chisago County Minnesota, COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,624.73 That prior to the commencement of this mortgage foreclosure proceeding the Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Chisago County Sheriff as follows: DATE AND TIME OF SALE: May 28, 2008 at 10:00 A.M. PLACE OF SALE: Chisago County Sheriff's Department Main Office, 313 North Main Street, Room 100, Center City, Minnesota 55012 to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagors, their personal representatives or assigns. The time allowed by law for redemption by the mortgagors, the mortgagors' personal representatives or assigns, may be reduced to five (5) weeks if a Judicial Order is entered under Minnesota Statutes, Section 582.032, determining, among other things, that the mortgaged premises are improved with a residential dwelling of less than five (5) units, are not property used in agricultural production, and are abandoned. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: March 26, 2008 City & County Credit Union, a state chartered credit union, Mortgagee Timothy W. J. Dunn Attorney for Mortgagee, City & County Credit Union 1150 US Bank Center 101 East Fifth Street St. Paul, MN 55101-1808 (651) 297-8484 Attorney ID No. 24910 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PERIOD PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Published in the ECM POST REVIEW April 2, 9, 16, 23, 30, May 7, 2008) 1137636
NOTICE OF MORTGAGE FORECLOSURE SALE Date:March 27, 2008 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated November 23, 1999, executed by Todd Mitchell Hubbard and Theresa Ann Hubbard, husband and wife, as Mortgagors, to Norwest Bank Minnesota, National Association, as Mortgagee, and filed for record May 12, 2000, as Document No. 341060, in the office of the County Recorder of Chisago County, Minnesota. The land described in the Mortgage is not registered land. 2. As the result of a merger and consolidation, Norwest Bank Minnesota, National Association is now known as Wells Fargo Bank, National Association. 3. The original principal amount secured by the Mortgage was $107,500.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $69,991.17. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 5, Block 3, Wildlife Estates Plat 4; will be sold by the Sheriff of Chisago County, Minnesota, at public auction on May 22, 2008 at 10:00 a.m. at the office of the Chisago County Sheriff, 313 North Main Street, room 100 Center City, MN 55012. 8. The time allowed by law for redemption by Mortgagors or Mortgagors' personal representatives or assigns is 12 months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. THE RIGHT TO VERIFICATION OF THE DEBT, INCLUDING A DEBT DISCHARGED BY A BANKRUPTCY, WHICH DEBT IS SECURED BY THE MORTGAGE, AND IDENTITY OF THE ORIGINAL MORTGAGEE IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Wells Fargo Bank, National Association Attorneys for Mortgagee Mark D. Stephenson STEPHENSON, SANFORD & THONE, P.L.C. Suite 220, 1905 East Wayzata Boulevard Wayzata, MN 55391 (952) 404-2100 7-1099 (Published in the ECM POST REVIEW April 2, 9, 16, 23, 30, May 7, 2008) 1137683
08-048223 0053487674 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,000.00 MORTGAGOR(S): Tracy R. Butt and David Butt, married and Eric Simpson, single MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF FILING: Filed December 11, 2003, Chisago County Recorder, as Document Number A419803 ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2003-W9; Dated: March 14, 2008 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Thurnbeck Ponds Townhomes 2nd Addition CIC #16, Chisago County COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $170,473.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2008, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 27, 2008 Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2003-W9 Assignee of Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP BY /s/ Lawrence P. Zielke ñ 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg ñ 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. (Published in the ECM POST REVIEW April 2, 9, 16, 23, 30, May 7, 2008) 1137707
08-047924 0126556182 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,750.00 MORTGAGOR(S): Frances M. McCabe, married to and Lonnie T. Gay, husband and wife MORTGAGEE: Ameriquest Mortgage Company DATE AND PLACE OF FILING: Filed August 8, 2005, Chisago County Registrar of Titles, as Document Number T-17767 ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee, in trust for theregistered holders of Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R8; Dated: March 7, 2008 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11), in Block Two (2), of Labelle Isle-Third Addition. The above lot has a 1/19 interest in and to all of Lot One (1) and that part of Lot Two (2) of the recorded plat of Labelle Isle, Chisago County, Minnesota lying Northerly of a line 35 feet Southerly of, measured at a right angle to and parallel with the North line of said Lot 2, said property is to be used as a swimming beach COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $225,388.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2008, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 27, 2008 Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R8 Assignee of Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP BY Lawrence P. Zielke ñ 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg ñ 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. (Published in the ECM POST REVIEW April 2, 9, 16, 23, 30, May 7, 2008) 1137722
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 2, 2006 MORTGAGORS: James K. Overby, Jr. and Robin L Overby, husband and wife. MORTGAGEE: Long Beach Mortgage Company n/k/a Washington Mutual Bank. DATE AND PLACE OF RECORDING: Recorded June 2, 2006, Chisago County Recorder, Document No. A469736. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-5, Dated: May 15, 2007, Recorded: May 21, 2007, Document No. A485242. LEGAL DESCRIPTION OF PROPERTY: That part of Government Lot 4, In Section 25, Township 37, Range 22, Chisago County, Minnesota, described as follows: Commencing at the Southwest corner of said Government Lot 4 for the actual point of beginning of the tract of land to be herein described; thence East along the South line of said Government Lot 4 a distance of 1320 feet more or less, to the Southeast corner thereof; thence North along the East line of Government Lot 4 a distance of 30 feet; thence West and parallel with the South line of said Government Lot 4 a distance of 827 feet; thence North 56 degrees 10 minutes West a distance of 47 feet; thence North 21 degrees 01 minutes West a distance of 311.1 feet; thence North and parallel with the East lineof said Government Lot 4 a distance of 645.1 feet; thence West and parallel with the South line of said Government Lot 4 a distance of 347 feet, more or less, to the West line of said Government Lot 4; thence South along the West line a distance of 991.75 feet, more or less to the actual point of beginning. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $257,693.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 30, 2008 at 10:00 AM PLACE OF SALE: Sheriff's Office, 313 North Main Street, Room 100, Center City, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 26, 2008. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: /s/ Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1004 0698057395 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Published in the ECM POST REVIEW April 2, 9, 16, 23, 30, May 7, 2008) 1137757
NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 19, 2005 MORTGAGOR(S): Richard D. Halsted II and Victoria A. Halsted MORTGAGEE: City & County Credit Union, a state chartered credit union DATE AND PLACE OF FILING: Chisago County Recorder's Office, Chisago County, State of Minnesota, on November 4, 2005, as Document Number A-459582 LEGAL DESCRIPTION OF PROPERTY: Lot One (1) Block Two (2) Oak Brook Farm, Chisago County Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Chisago ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,624.73 That prior to the commencement of this mortgage foreclosure proceeding the Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2008, 10:00am PLACE OF SALE: Chisago County Sheriff's Department Main Office, 313 North Main Street Room 100, Center City, MN 55012 To pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagors, their personal representatives or assigns. The time allowed by law for redemption by the mortgagors, the mortgagor's personal representatives or assigns, may be reduced to five (5) weeks if a Judicial Order is entered under Minnesota Statutes, Section 582.032 determining, among other things, that the mortgaged premises are improved with a residential dwelling of less than five (5) units, are not property used for agricultural production, and are abandoned. MORTGAGERS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: March 26, 2008 City & County Credit Union, a state chartered credit union Mortgagee Timothy W.J. Dunn Attorney for Mortgagee, City & County Credit Union 1150 US Bank Center 101 East Fifth Street St. Paul, MN 55101-1808 (651)297-8484 Attorney I.D. No. 24910 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PERIOD PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Published in the ECM POST REVIEW April 2, 9, 16, 23, 30, May 7, 2008) 1138470
07-38739 34072645 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,500.00 MORTGAGOR(S): John A. Nelson, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed January 26, 2005, Chisago County Recorder, as Document Number A-443823 ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., as Trustee for the registered holders of Home Equity Asset Trust 2005-3, Home Equity Pass-Through Certificates, Series 2005-3; Dated: August 8, 2007 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 1, Block 3, Montclair Heights, Chisago County, Minnesota, described as follows: Commencing at the Southwest corner of said Lot 1; thence North 0 degrees 16 minutes East; plat bearing along the Westerly line of said Lot 1, a distance of 20 feet; thence North 15 degrees 57 minutes East continuing along said Westerly line, 103.65 feet to the point of beginning; thence Easterly, along a line hereinafter known as "Line A", 144 feet, more or less, to a point on the East line of said Lot 1 distant 160 feet Northerly of the Southeast corner of said Lot 1 and said "Line A" there terminating; thence Northerly, along said East line, 100.00 feet; thence Westerly, parallel with said "Line A", to the Westerly line of said Lot 1, thence Southerly on West line to the point of beginning COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $151,985.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2008, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 27, 2008 U.S. Bank, N.A., as Trustee for the registered holders of Home Equity Asset Trust 2005-3, Home Equity Pass-Through Certificates, Series 2005-3 Assignee of Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP BY Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg - 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. (Published in the ECM POST REVIEW April 2, 9, 16, 23, 30, May 7, 2008) 1138583
NOTICE OF SHERIFF'S MORTGAGE FORECLOSURE SALE BY PUBLIC AUCTION Name of Mortgagor: Beach Homes, Inc. Name of Mortgagee:Landmark Community Bank, NA Name of Assignee:Johnson Holdings, Inc. Original Principle Amount Secured by the Mortgage: $560,000.00 Date and Recording Information of Mortgage: November 9, 2005; recorded on November 10, 2005 in Office of the County Recorder for Chisago County, State of Minnesota, as Document No. A-459913 Amount Due as of March 27, 2008: $551,268.00 Legal Description of Mortgaged Premises:Lots 1, 33-47 and 50-51, Block 2, Wildridge Place, Chisago County Time and Place of SaleMay 16, 2008, at 10:00 a.m., at the Chisago County Sheriff's Office, 313 North Main Street, Room 100, Center City, MN 55012 Redemption: Mortgagor's Redemption Period-six months from the date of sale. Each holder of a junior lien may redeem in the order and manner specified in sections 580.24 and 580.25, but only if before the end of the mortgagor's redemption period the creditor files with the Hennepin County Recorder a notice of intention to redeem. If a junior creditor fails to timely file a notice of intention to redeem as provided by Minn. Stat. ß 582.32, or fails to redeem, its lien on the real estate is extinguished. Dated: March 27, 2008 WINTHROP & WEINSTINE, P.A. By: /s/ Michael A. Rosow Daniel C. Beck, #192053 Michael A. Rosow, #317998 225 South Sixth Street, Suite 3500 Minneapolis, MN 55402-4629 Tel: (612) 604-6400 Fax: (612) 604-6800 Attorneys for Johnson Holdings, Inc. 3727908v1 (Published in the ECM POST REVIEW April 2, 9, 16, 23, 30, May 7, 2008) 1138660
07-44160 0325110450 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,800.00 MORTGAGOR(S): Eric Meyer and Ruth Meyer, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed May 2, 2006, Chisago County Recorder, as Document Number A-467973 LEGAL DESCRIPTION OF PROPERTY: The North Half of the North Half of the Northeast Quarter of the Northwest Quarter of Section 23, Township 36, Range 21 COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $253,427.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2008, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 31, 2008 Mortgage Electronic Registration Systems, Inc. Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP BY/s/ Lawrence P. Zielke 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. (Published in the ECM POST REVIEW April 9, 16, 23, 30, May 7, 14, 2008) 1137794
08-046987 0012582383 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,400.00 MORTGAGOR(S): Robert A. Englund, A married man and Nancy M. Englund, A married woman, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed November 3, 2005, Chisago County Recorder, as Document Number A-459481 LEGAL DESCRIPTION OF PROPERTY: The South 660 feet of the West Half of the Southeast Quarter of the Northwest Quarter of Section 13, Township 37, Range 21, Chisago County, Minnesota. Subject to and together with a 66 foot roadway and utility easement over and across the most Westerly 66 feet of the West Half of the Southeast Quarter of the Northwest Quarter of Section 13, Township 37, Range 21, Chisago County, Minnesota, except the South 270 04 feet COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $216,957.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2008, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 3, 2008 Mortgage Electronic Registration Systems, Inc. Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP BY /s/ Lawrence P. Zielke 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. (Published in the ECM POST REVIEW April 9, 16, 23, 30, May 1, 8, 2008) 1138351
08-048547 0011529872 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2000 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,450.00 MORTGAGOR(S): Anne M. Sonnenfeld, an unmarried woman MORTGAGEE: Cendant Mortgage nka PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed January 9, 2001, Chisago County Recorder, as Document Number A-350946, Thereafter modified by loan modification agreement dated on September 1, 2002. Recorded on February 27, 2003 as document number A-396709. Thereafter modified by loan modification agreement dated on September 1, 2003, recorded on February 3, 2004 as document number A-422959. LEGAL DESCRIPTION OF PROPERTY: That part of West Half of the Northwest Quarter of the Northwest Quarter, Section 24, Township 36 North, Range 22 West, Chisago County, Minnesota, described as follows: commencing at the Northwest corner of said West Half of the Northwest Quarter of the Northwest Quarter; thence South 00 degrees 26 minutes 58 seconds West, assumed bearing, along the West line of said West Half of the Northwest Quarter of the Northwest Quarter, a distance of 954.84 feet to the point of beginning; thence continuing South 00 degrees 26 minutes 58 seconds West, along said West line, 301 feet more or less to the North line of Maple Lane; thence Easterly, along said North line, to the East line of said West Half of the Northwest Quarter of the Northwest Quarter; thence Northerly, along said East line, to a line bearing North 86 degrees 58 minutes 40 seconds East from the point of beginning; thence South 86 degrees 58 minutes 40 seconds West to the point of beginning. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $148,352.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2008, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 31, 2008 PHH Mortgage Corporation Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP BY /s/ Lawrence P. Zielke ñ 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg ñ 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. (Published in the ECM POST REVIEW April 9, 16, 23, 30, May 7, 14, 2008) 1138396
08-047936 6550701 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): Brenda M. Engquist, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF FILING: Filed August 28, 2006, Chisago County Recorder, as Document Number A-474076 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank as Trustee, for the registered holders of Nomura Home Equity Home Loan, Inc. Asset-Backed Certificates, Series 2007-2; Dated: March 17, 2008 LEGAL DESCRIPTION OF PROPERTY: All that part of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4) of Section Twenty-one (21), Township Thirty-seven (37), Range Twenty-one (21), described as follows, to-wit: commencing at a point on the West line of the Street running North and South between John E. Smith's First and Second Additions to the Village of Rush City, which point is One Hundred Fifty (150) feet due North (N) of the Northeast (NE) corner of Lot Five (5) of Block Two (2) of John E. Smith's Second Addition to the Village of Rush City; thence due South (S) Fifty (50) feet; thence West (W) parallel with the North (N) line of said Lot Five (5) of Block Two (2) of John E. Smith's Second Addition to the Village of Rush City, One Hundred Fifty (150) feet; thence due North (N) Fifty (50) feet; thence due East One Hundred Fifty (150) feet, to the point of commencement. COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $157,863.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2008, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 31, 2008 HSBC Bank as Trustee, for the registered holders of Nomura Home Equity Home Loan, Inc. Asset-Backed Certificates, Series 2007-2 Assignee of Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP BY Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg - 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. (Published in the ECM POST REVIEW April 9, 16, 23, 30, May 7, 14, 2008) 1138961
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $282,000.00 MORTGAGOR(S): Tanya M. Frascone and Leo J. Frascone Jr, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation DATE AND PLACE OF FILING: Filed February 23, 2007, Chisago County Recorder; Document No. A-481762 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Cedar Ridge COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $291,815.26 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2008 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 4, 2008 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (W9518) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Published in the ECM POST REVIEW April 9, 16, 23, 30, May 7, 14, 2008) 1138993
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,400.00 MORTGAGOR(S): Gregory R. Torp and Nan Whitney-Torp, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation DATE AND PLACE OF FILING: Filed May 5, 2005, Chisago County Recorder; Document No. A-448632 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Hiltunen Addition COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $199,274.62 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 4, 2008 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 2, 2008 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (W9008) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Published in the ECM POST REVIEW April 9, 16, 23, 30, May 7, 14, 2008) 1139195
NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Terrence L. Johnson and Nancy L. Johnson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation DATE AND PLACE OF FILING: Filed October 28, 2005, Chisago County Recorder; Document No. A-459114 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Northern Pines COUNTY IN WHICH PROPERTY IS LOCATED: Chisago County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $320,747.00 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2008 at 10:00 a.m. PLACE OF SALE: Chisago County Sheriff's office, 313 North Main Street, Room 100, Center City, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 2, 2008 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (W9516) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Published in the ECM POST REVIEW April 9, 16, 23, 30, May 7, 14, 2008) 1139265
08-047384 0730240413 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $505,750.00 MORTGAGOR(S): Sabrina Buehring and Justin Buehring, Wife and Husband MORTGAGEE: Washington Mutual Bank DATE AND PLACE OF FILING: Filed September 26, 2007, Chisago County Recorder, as Document Number 490413 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Willem Estates COUNTY IN WHICH PROPERTY IS LOCATED: Chisago THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $526,924.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2008, 10:00am PLACE OF SALE: Sheriff's Main Office, 313 North Main Street room 100, Center City, MN 55012 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 3, 2008 Washington Mutual Bank Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP BY Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Kristine M. Spiegelberg - 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION